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Blending traditional insurance and insurance technology innovation experience to create the perfect recipe for success.

K2 Leadership

We are an entrepreneurial team of insurance industry veterans working hard to lead the way with innovative specialty insurance programs.

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Bob Kimmel is a visionary leader in the insurance industry. He co-founded K2 Insurance Services in 2011 and has led the company as CEO since its inception. He boasts a distinguished 30-year track record in the Property and Casualty Insurance sector. Prior to founding K2, Bob was Executive Vice President of Guy Carpenter & Company, LLC’s Program Manager Solutions Group Specialty. In this role, Bob was responsible for growing all revenues associated with Managing General Agencies (MGAs). There he developed extensive relationships with MGAs and has a gift in being able to proactively identify successful MGAs. Prior to joining Guy Carpenter in April 2009, he was the co-leader of Collins’ Sales and Service Operation, where he developed and implemented marketing strategies for the company that led to annual growth rates in excess of 25%.

Bob Kimmel

Founder & CEO

Matt LuBien has over 30 years of experience in the program insurance field. Matt joined K2 in 2013, providing oversight for K2’s automobile and motorcycle programs. In 2014, his role expanded to Chief Operating Officer of all K2 entities, overseeing the financial success of each operation. Matt spent the first 22 years of his career at Arrowhead General Insurance Agency. There he held roles in retail agency sales and distribution, underwriting, premium accounting, management of all personal lines filings as well as the actuarial department, and ultimately oversight of all personal automobile and motorcycle business as Senior Vice  President.

Matt LuBien


Carrie Pile began her career as an admin processing professional, displaying her innate ability to navigate intricate administrative tasks and develop a profound understanding of the insurance industry's inner workings. She quickly rose through the ranks, earning a reputation as a results-driven leader. Beginning her career at Arrowhead General Insurance agency, she held various pivotal positions each time displaying her outstanding ability to adapt, innovate, and drive results. Her expertise in insurance operations, risk management, and strategic planning has been instrumental in the K2’s growth and success. As Chief Operating Officer, Carrie oversees the operational aspects of a conglomerate with nearly 30 specialty divisions, each tailored to meet the unique needs of a diverse and ever-evolving insurance market.

Carrie Pile

Chief Operating Officer

Nate Hunter joined K2 as its Chief Financial Officer in 2014 after having closely worked with the business from its inception when he was with K2’s first private equity partner and original capital provider, Endeavour Capital. Nate has been deeply involved in every acquisition and program launch K2 has made since its founding. Prior to K2, Nate spent four years at Endeavour Capital, a private equity firm founded in 1991 and which exited its investment in K2 in 2019. Nate started his career at Deloitte in their Corporate Finance practice, working closely with large corporations in carving out orphaned assets in often complex, cross-border transactions.

Nate Hunter

Chief Financial Officer

Denise Olson is an insurance industry veteran with over 30 years of insurance industry experience. Prior to joining K2 as Chief Underwriting Officer, Olson was the Head of Programs in the Middle Markets division at Zurich North America where she was responsible for the executive management of the Programs business. Prior to this, she was the Technical Director for Programs, leading technical underwriting for the Programs business and managing the new programs selection and due diligence process. Other previous roles include Head of Product Development, Head of Underwriting Landscape Transformation, and Transportation Programs as well as various actuarial pricing roles. Before joining Zurich, she held actuarial and pricing roles at CNA. She was named a Zurich KAMP Award honoree in 2020 in recognition of her extraordinary leadership, and she also serves on the Actuarial Science Advisory Board at the University of Nebraska.

Denise Olson

Chief Underwriting Officer

Chris Wojciechowski is the Chief Growth Officer of K2 where he is responsible for capacity, reinsurance and M&A across K2’s 30 business units globally. Prior to joining K2, Chris was a Partner at TigerRiskPartners responsible for new business origination and the servicing of TigerRisk’s casualty, professional liability and MGA portfolio. At TigerRisk he was involved with sourcing capacity for multiple MGA start-ups. Prior to TigerRisk, Chris was a Treaty Reinsurance broker at Aon Benfield in Chicago, where he worked on several placement teams across a portfolio of global, national, and regional Casualty, Professional Lines, and Mortgage clients. Prior to Aon Benfield, Chris was Director of Business Development for MagMutual Group, a Medical Professional Liability carrier based in Atlanta. He started his (re)insurance career as a Treaty Analyst at Willis Re in Chicago.

Chris Wojciechowski

Chief Growth Officer

Reghan Brandt is an entrepreneur and innovator in the insurance and finance sectors with over 15 years of insurance industry experience. She founded Columbia Pacific Finance in 2008, a premium finance company and Loss Run Pro in 2020, which challenges the way insurance is underwritten through technology. With a knack for building successful ventures and a unique ability to identify opportunities, challenge industry norms and drive change, she has reshaped K2’s operations with a focus on efficiency, customer-centricity and seamless integration of technology. She does this all while concurrently managing Columbia Pacific Finance and Loss Run Pro.

Reghan Brandt

Chief Digital Operations Officer

Scott Marshall is a seasoned Multi-line Claims, Managed Care, Underwriting, and Marketing Executive with over 30 years of experience. Scott grew to be a leader at Liberty Mutual, where he was responsible for the claim operations on the West Coast. He then went on to lead the claim operations at Berkshire Hathaway Homestate Companies & American Claims Management (ACM) and held senior leadership roles in underwriting and marketing at Arrowhead General Insurance Agency (AGIA) and OnPoint Underwriting. Scott currently serves on the Board of the Pacific Claims Executive Associations (PCEA), the International Association of Claim Professionals (IACP), and the California Department of Insurance Advisory Board.

Scott Marshall

Chief Claims Officer

Kara Holzwarth leads K2’s compliance and regulatory team. Prior to K2, Kara held multiple positions at Pacific Specialty Insurance Company where she provided in-depth coverage reviews and policy interpretations for personal and commercial lines policies. Over time Kara built up a corporate compliance function and eventually was tapped to lead the Legal and HR departments, working directly with the board and executive team on strategy, corporate governance, employment, and corporate culture. Prior to joining Pacific Specialty, Kara worked at Fireman’s Fund Insurance Company on the legal and regulatory team. Known for her empathetic, motivational, inclusive leadership style, Kara empowers her business partners to make the best decisions for their growth goals and the regulatory environment.

Kara Holzwarth

Chief Regulatory Officer and General Counsel

Keith Moore is a digital innovator with 25+ years in Insurance and Financial Services. Over his career, Keith has pioneered innovations resulting in over $28 Billion in digital transactions. Recognized as a leading Insurance technology influencer, he was the Founder of CyberPolicy and CEO of CoverHound, both leaders in Property & Casualty Insurance that sold over 500,000 policies online, and acquired by Brown & Brown in 2020. Before CoverHound, Moore held leadership roles at LendingTree, IAC, Farm Bureau and the Western Mutual Insurance Group. Keith currently serves as CTO of K2 Insurance and is a Professor of the Practice for UNC Chapel Hill’s new Insurance Innovation Center for its Business & Data Science schools.

Keith Moore

Chief Technology Officer

Katherine Moura is a proven marketing leader who has worked in B2B, B2C and B2B2C organizations. She is the former Chief Marketing Officer of Certificial, CoverHound, and CyberPolicy–all insurtech startups where she played a central role in brand development and growth. She is experienced in building and executing omni-channel marketing strategies that leverage efficient, multi-channel digital acquisitions, traditional offline marketing and successful communications strategies to support and enhance the overall strategy and positioning of products or companies at various stages. Known for her exceptional organization, attention to detail, and leadership skills, Katherine brings 19 years of marketing, brand and communications experience to the team.

Katherine Moura

Chief Brand & Communications Officer

Richard Coello is a seasoned financial risk entrepreneur with over 25 years of experience in the field, including the successful development of K2 Financial from startup in 2014. Prior to establishing K2 Financial, Richard was Assistant General Manager of the Professional Risks’ division at Travelers Insurance and Senior Underwriter for Financial Institutions at Chubb. Richard is an Honors graduate in Philosophy, Politics and Economics from St. Catherine’s College, Oxford University, is an ACII qualified chartered insurer and also holds the CFA’s Investment Management Certificate.

Richard Coello

CEO of K2 International