What are Powersports Coverages and Who Needs Them?

Powersports coverages are designed to protect riders of motorcycles, scooters, dirt bikes, ATVs, UTVs, personal watercraft, jet boats and snowmobiles.  Aegis Powersports’ products provide a carefree riding experience and help riders avoid the known financial expenses of owning a powersports vehicle.  Plus, through our affiliate, Aegis General Insurance Agency, riders can get access to agents nationwide and quickly obtain an insurance tune-up to protect against accidental loss – even with major/minor tickets and accidents.

Mechanical Breakdown Contracts – A health plan for your ride.  Your powersports vehicle is only as strong as its component parts so it is important to secure long-term protection on the following components to ensure years of riding enjoyment. Enjoy nationwide coverage on the following components: electrical, engine, transmission, primary and final drive, steering, differential, ABS, fuel system, seals & gaskets, front and rear suspension and instrumentation.* Our unlimited mileage mechanical breakdown plans protect your investment, peace of mind, and time. We offer a $0 deductible on all of our 12, 24, 36, 48 and 60-month new and used contracts with options to transfer your contract to a subsequent owner or seek renewal of your protection.

Tire, Wheel and Towing – Tires and wheels are a major unexpected expense and now more frequent due to the conditions of our roads. For less than the cost of a single tire and wheel, you get tire and wheel replacement peace of mind for the road ahead.

GAP – Protect yourself from the difference between your loan balance and what your insurer will pay out in the event of a total loss. You also receive the reimbursement of your insurance deductible.

Priority Maintenance – Select from 6 Services, 3 Services or our award-winning Oil and Filter Plan. You save on maintenance, prevent major breakdowns, and improve resale.

Etch Theft Deterrent – Etch is a unique theft deterrent system that imprints a traceable alphanumeric code onto your powersports vehicle. This etching both effectively helps to deter theft and is used to help identify and recover the vehicle in the event of a theft. In the event of an unrecovered theft, you are also eligible for a cash settlement towards your replacement bike. Our product provides theft protection so check with your insurance company about a comprehensive policy discount.

GPS Tracking and Theft Recovery – Locate your bike from anywhere in the world and perform remote security functions from your phone.  All of our GPS products come with 3 years of tracking services included making this your best choice for worry-free tracking and security.

Appearance Protection – Paint. Chrome. Leather. We protect it all! Remember what your new motorcycle looked like on the showroom floor? You can enjoy that look longer with our appearance protection. New or used — 5 years of protection!


  • Most products are transferable.
  • Improved resale value.
  • $0 deductible included or available on all units.
  • National coverage.
  • Direct payment. Aegis works directly with dealerships on behalf of riders to minimize paperwork and frustration when filing a claim.

Aegis Powersports is the dealer services division of Aegis Extended Service, LLC, a subsidiary of K2 Insurance Services LLC.  All of our products are fully insured by Aegis Security Insurance Company, a company founded in 1977, licensed in all U.S. jurisdictions and known for its A.M. Best ‘A’ rated (“Excellent”) ability to pay claims.  Aegis General Insurance Agency, National Producer Number 957388.

At K2 Insurance Services, LLC, we are dedicated to creating a leading underwriting and distribution franchise both in the standard and specialty program insurance markets. K2 was formed by two insurance industry veterans with the purpose of acquiring managing general agents and developing multi-line programs. Our goal is to distribute innovative products through retail and wholesale distribution channels. To learn more about our services and partners, please contact us today at (855) 976-8113 or visit K2INS.COM.

*Coverage level availability may be limited based on vehicle age and mileage.